some of the top-rated house<\/a> insurance companies in Canada. By shopping online, you will receive quotes from up to ten insurance providers. Choose the quote you like and a representative from that company will contact you. Keep in mind that most of the top insurers do run a credit check to ensure you are getting the lowest rates possible.<\/p>\nWhat Home Insurance Coverage is Right for Me<\/strong><\/p>\nIt is entirely up to you to decide what type of homeowner’s insurance coverage is right for you.<\/p>\n
\n- A no-frills policy<\/strong> \u2013 These policies are not offered by all insurers but can be needed if your house does not meet “normal” standards such as having structural issues.<\/li>\n
- Basic Coverage including named perils<\/strong> \u2013 These policies are designed only to cover the perils outlined in the policy. Any type of damage not listed in the policy must be paid out of your pocket.<\/li>\n
- Broad Coverage<\/strong> \u2013 This is a middle of the road type of coverage that fills the gap between a basic and comprehensive policy. It will typically cover the structure of your home but offers limited coverage of your possessions.<\/li>\n
- Comprehensive Coverage<\/strong> \u2013 These insurance policies cover your home and contents with certain limitations.<\/li>\n
- Cash Value or Replacement Cost Policy<\/strong> \u2013 With a cash value policy you are reimbursed for the value of the items or your house when you took out the policy. With a replacement cost policy, you are reimbursed for the items at the current price.<\/li>\n<\/ul>\n
<\/p>\n<\/span>","protected":false},"excerpt":{"rendered":"
Your home is your castle and deserves to be protected with the right insurance policy. However, just because you need homeowner’s insurance doesn’t mean you should have to pay too much for your policy. Learning how you can get home insurance quotes online can save you a lot of money, money that can be used […]<\/p>\n","protected":false},"author":1,"featured_media":47209,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[7311],"tags":[],"yoast_head":"\n
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